The Benazir Income Support Programme (BISP) is one of Pakistan’s most vital social safety nets, supporting millions of deserving women and low-income families across the country. In 2025, the disbursement of Rs. 13,500 under the Benazir Kafalat Program is ongoing, but many beneficiaries continue to report an alarming issue unauthorized deductions from their payments by agents or payment shops.
This article serves as your complete and updated guide for 2025 to help you understand how to get your full BISP amount without deductions. With the right knowledge and awareness, you can protect your rights and make sure you receive every rupee that belongs to you.
Why Deductions Happen: Know the Problem
Despite clear instructions from the government, some corrupt agents and retailers exploit uninformed beneficiaries, especially women in rural or low-literacy areas. These agents often deduct Rs. 200 to Rs. 1,000 from the payment amount, falsely claiming service charges or biometric issues.
This practice is illegal, and the Government of Pakistan has declared a zero-tolerance policy for such behavior in 2025.
Also Read About : BISP Shop Timing 2025: Everything You Need to Know About Benazir Kafalat Cash Disbursement Hours
How to Receive Full BISP Payment in 2025
1. Know the Exact Payment Amount
The current amount for eligible beneficiaries under the Benazir Kafalat Program is Rs. 13,500 per quarter. Confirm the amount by sending your CNIC number to 8171 before visiting any shop.
2. Use Only Authorized Payment Channels
Make sure you’re visiting only officially registered BISP agents, such as:
- HBL Konnect branches
- JazzCash biometric retailers
- Bank Alfalah BISP counters
- Government-designated BISP camps
Avoid any shopkeeper or agent who cannot show proper authorization.
3. Never Pay Any Extra Fee
BISP payments are 100% free. No agent is allowed to deduct even a single rupee. If anyone asks for a “fee” or “commission,” refuse and report immediately.
4. Always Ask for a Printed or Digital Receipt
After receiving your money, ask for a receipt or confirmation SMS. This serves as proof of the full amount received. Some agents may avoid issuing receipts to hide illegal deductions.
5. Report Deductions Instantly
If you face a deduction or misbehavior:
- Call the BISP helpline: 0800-26477
- Visit your nearest BISP Tehsil Office
- Lodge a complaint with your District Administration Officer
Your identity will be kept confidential, and in many cases, money is refunded after investigation.
Also Read About : Track Your July 2025 BISP Balance by CNIC – A Clear and Friendly Step-by-Step Guide
Government Actions Against Deductions in 2025
The current BISP administration has implemented the following reforms to eliminate deductions:
- Biometric verification at all payment points
- Surprise inspections at shops and campsites
- Blacklisting corrupt agents
- Public complaint booths at payment centers
These steps are helping ensure that the rightful amount reaches the rightful hands.
Also Read About : BISP July 2025 Update: 3 Categories of Women Declared Ineligible for Rs.13,500 in Benazir Kafalat
Final Thought
In 2025, the Pakistani government is making strong efforts to make the BISP system transparent, fair, and accessible for every deserving citizen. However, real change also comes from the people. As a beneficiary, you must be informed, alert, and ready to stand up against exploitation.
Remember, you are entitled to receive the full Rs. 13,500 payment. No one has the right to deduct from your support. Share this information with your community, especially with vulnerable women who may not know their rights. Together, we can stop illegal deductions and make the BISP program a true success.
Frequently Asked Questions (FAQs)
1. How much should I receive under the BISP Kafalat Program in 2025?
You should receive Rs. 13,500 per quarter if you are an eligible beneficiary.
2. What should I do if an agent deducts money from my BISP payment?
Immediately report the incident to the BISP helpline 0800-26477 or visit the nearest BISP office. Provide details like location, time, and agent name if possible.
3. Can I send someone else to collect my BISP payment on my behalf?
No, BISP payments require biometric verification of the registered female recipient. Others cannot legally collect it for you.
4. Is it safe to use JazzCash or HBL Konnect agents for receiving BISP payments?
Yes, but ensure they are registered BISP partners. Look for BISP signage and ask for verification if unsure.
5. Will I get a receipt after receiving the payment?
Yes, always ask for a receipt or SMS confirmation after receiving your payment. It proves that the full amount was delivered to you.
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