In July 2025, Pakistan has taken a transformative step in digital financial inclusion with the nationwide rollout of the BISP Sahulat Account, backed by the State Bank of Pakistan (SBP). This newly launched initiative allows Benazir Income Support Programme (BISP) beneficiaries—primarily low-income women—to receive their stipends in a secure bank account, instead of relying solely on agents, retailers, or cash-based channels.
As part of the government’s broader digitization agenda, the BISP Sahulat Account empowers users to manage their finances independently, receive payments faster, and access a broader range of banking services with full transparency.
What Is the BISP Sahulat Account?
The BISP Sahulat Account is a simplified digital bank account specifically designed for registered BISP beneficiaries. The account offers free registration, no minimum balance requirement, and zero monthly charges, making it an ideal financial tool for economically vulnerable families.
Developed under the regulatory guidance of the State Bank of Pakistan, the account ensures that all transfers are made safely and directly to the beneficiary’s bank account—improving efficiency and reducing the risk of fraud, delays, or unauthorized deductions.
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Key Benefits of the BISP Sahulat Account
- Direct Bank Transfers: No middlemen involved. Funds are directly deposited into the beneficiary’s account.
- ATM & Mobile Access: Withdraw funds via ATM or check balances through mobile apps and SMS services.
- No Hidden Charges: Unlike retailer withdrawals, there are no transaction or agent commission fees.
- Financial Inclusion for Women: Women now have full control over their financial aid, promoting empowerment and privacy.
- 24/7 Access to Funds: Beneficiaries can withdraw cash or check balances at any time through participating banks.
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How to Activate Your BISP Sahulat Account
The activation process is designed to be user-friendly and accessible even in rural areas. Here’s how you can activate your Sahulat Account in 2025:
- SMS Confirmation: Eligible BISP beneficiaries receive an SMS from 8171 confirming account eligibility and assigned bank.
- Visit the Assigned Bank Branch: Take your original CNIC to the bank branch mentioned in the SMS. Some partner banks include Habib Bank, Bank Alfalah, UBL, and National Bank of Pakistan.
- Biometric Verification: Complete biometric verification to officially open and activate your Sahulat Account.
- Receive Your ATM Card (Optional): Depending on the bank, you may also receive an ATM card for easier withdrawals.
- First Payment Notification: Once activated, a confirmation SMS is sent, and your account is credited with the next installment.
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How to Check Your Bank Detail
To ensure you’re ready to receive your payments, follow these steps to verify your account details:
- SMS Method: Send your CNIC number to 8171 to receive details about your account status and assigned bank.
- Visit the BISP Portal: Use the official BISP 8171 web portal to check your registration status and bank details.
- Bank Customer Support: Contact the helpline of your assigned bank for assistance regarding your account balance, activation status, or card issues.
- Mobile App Access: Some partner banks provide mobile apps where you can check your transaction history and account balance securely.
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Final Thoughts
The introduction of the BISP Sahulat Account is more than a payment method it’s a gateway to financial inclusion, transparency, and dignity for millions of women and low-income families in Pakistan. With SBP’s oversight, the account model sets a new standard for how government welfare programs can work in a digital economy.
As the rollout continues across all provinces, beneficiaries are urged to activate their accounts, stay alert for SMS updates, and avoid third-party agents. The future of social protection in Pakistan is digital and the Sahulat Account is leading the way.
Frequently Asked Questions (FAQs)
1. Who is eligible for the BISP Sahulat Account in 2025?
Only women who are registered and verified as BISP beneficiaries are eligible to open the Sahulat Account. Eligibility can be checked by sending your CNIC to 8171.
2. What documents are needed to activate the Sahulat Account?
You only need your original Computerized National Identity Card (CNIC). Biometric verification will be done at the assigned bank branch.
3. Can I withdraw money from any ATM in Pakistan?
Yes, once your Sahulat Account is activated, you can withdraw funds from any ATM of your assigned bank, and in most cases, from other bank ATMs as well.
4. Is the Sahulat Account available in rural and remote areas?
Yes, the program is designed to be inclusive. Partner banks are extending services to underserved regions, and mobile banking options are also being developed.
5. What should I do if I didn’t receive any SMS about the Sahulat Account?
If you haven’t received a message but are a registered BISP beneficiary, you can send your CNIC to 8171 or visit the nearest BISP office for verification and further instructions.
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