In a major development aimed at simplifying financial assistance, the Benazir Income Support Programme (BISP) has launched new payment cards in July 2025 to streamline the disbursement of funds for eligible beneficiaries. This latest update marks a step towards transparency, ease of access, and security in the distribution process of the Rs. 13,500 Kafaalat payment.
This article provides a complete guide to understanding who will receive the new BISP cards, how to activate them, and the step-by-step process to use these cards for withdrawing payments in the current cycle.
Why the New BISP Payment Cards Are Being Introduced
BISP has faced issues in the past related to biometric failures, agent deductions, and manual cash transfers. To address these concerns and provide greater independence to women beneficiaries, the government has introduced chip-based smart cards that can be used at ATMs and designated POS (Point of Sale) machines.
These cards are directly linked to a secure bank account under the beneficiary’s CNIC, enabling automated deposits and withdrawals of monthly and quarterly payments.
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Who Will Receive the New BISP Cards in July 2025?
According to BISP officials, the card rollout will occur in phases. Initially, the cards are being distributed to:
- Women who are verified and eligible under the Kafaalat program
- Beneficiaries facing repeated biometric verification failures
- Women living in remote or rural areas where payment centers are difficult to access
- Participants in the latest NSER dynamic survey 2025
- Individuals whose payments are pending or delayed due to technical or agent-related issues
If you’re part of the eligible group, you will receive an SMS from 8171 with instructions on when and where to collect your card.
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How to Get Your New BISP Card – Step-by-Step
- Receive Official SMS: If you’re eligible, you will get an SMS from 8171 notifying you of card issuance.
- Visit Assigned Center: Go to the designated BISP Card Distribution Center in your tehsil or district as mentioned in the SMS.
- Bring Required Documents:
- Original CNIC
- A photocopy of CNIC
- BISP registration number (if applicable)
- Biometric Verification: Complete thumbprint verification to confirm your identity.
- Collect Card: After verification, your BISP smart card will be issued.
- Activation: You will be guided to activate your card either through an ATM or mobile banking support at the center.
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How to Use the BISP Card for Withdrawals
Once activated, the card can be used like any ATM or debit card:
- Visit an ATM of the partner bank (e.g., HBL, Bank Alfalah, UBL)
- Insert the card and select the “BISP Payment” option
- Enter your CNIC and PIN
- View your balance and withdraw the amount available
Alternatively, payments can also be collected through POS agents without deductions. All services are free of charge, and no commission is allowed by agents.
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Key Benefits of the New BISP Cards
- Security: Funds are protected in a personal account.
- Convenience: No need to visit crowded centers repeatedly.
- Transparency: Full record of payment history accessible.
- Self-control: Women can manage when and how much to withdraw.
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Final Words
The rollout of the new BISP cards in July 2025 represents a significant modernization of Pakistan’s social support infrastructure. These smart cards not only eliminate middlemen but also empower women with greater control over their finances. Eligible beneficiaries should stay alert for official 8171 messages and collect their cards promptly to receive the Rs. 13,500 Kafaalat payment smoothly. Always ensure that you follow official instructions, and report any misuse to BISP helpline immediately.
FAQs
1. How do I know if I am eligible to receive the new BISP card?
You will receive an official SMS from 8171 if you qualify based on verification, survey status, or payment history.
2. Can I withdraw money without a BISP card now?
Yes, previous methods like biometric payments are still active, but the card is a new secure option being encouraged.
3. Is there a fee for withdrawing money using the BISP card?
No, there are no fees or deductions for ATM or POS withdrawals through the BISP card.
4. What should I do if my card is lost or stolen?
Immediately report it to the BISP helpline or the issuing bank to block the card and request a replacement.
5. Will this card work for future BISP payments as well?
Yes, once issued, the card will be used for all future BISP payments including the Kafaalat and Nashonuma programs.
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