The Benazir Kafaalat Program continues to provide critical financial relief to deserving families across Pakistan. In July 2025, the third phase of payment distribution under the Kafaalat initiative has officially begun, offering Rs. 13,500 to all verified and eligible women registered under the BISP database. This article provides a complete overview of who qualifies for the July payment, how the process works, and how to securely collect your installment.
The government, under the Benazir Income Support Programme (BISP), aims to deliver timely and transparent disbursements as part of its mission to support low-income households. This phase-wise payment rollout especially focused on streamlining payments for verified beneficiaries.
What Is the July 2025 Phase 3 Benazir Kafaalat Payment?
The third phase of the Benazir Kafaalat July 2025 disbursement is currently active, targeting verified female beneficiaries who have completed document verification and eligibility assessment. Women registered through the 8171 system and cleared through the NADRA and NSER (National Socio-Economic Registry) database are now receiving Rs. 13,500 in financial aid.
This amount covers the latest quarterly installment, reflecting an increase in financial support compared to earlier cycles, due to inflation and rising costs of living.
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Who Is Eligible for Rs. 13,500 in Phase 3?
To receive this payment in the third phase, you must meet the following criteria:
- Must be a registered beneficiary under the Benazir Kafaalat Program
- Status must be verified and active in the 8171 database
- Must have completed the NSER dynamic survey or re-survey
- Your PMT (Poverty Means Test) score must fall below the current eligibility threshold (usually under 32)
- Your CNIC must be valid and unblocked
- You should not be a government employee or a taxpayer
If you meet these requirements and marked as “verified,” you are eligible for immediate withdrawal of the new installment.
Also Read About : BISP 2025 Update: PKR 13,500 Payment Resumed for Blocked and Unverified Beneficiaries
Step-by-Step Guide to Receive the Payment
Step 1: Check Your Eligibility Online
Go to the official 8171 web portal and enter your CNIC number. If you’re marked as “eligible” or “verified,” you are cleared to collect your payment.
Step 2: Receive SMS from 8171
Once your payment is ready, you will receive an SMS from 8171. Do not trust messages from any other number.
Step 3: Visit the Nearest Payment Center or Designated Retailer
Visit your nearest BISP payment center, HBL Konnect, or authorized retailer with your original CNIC.
Step 4: Biometric Verification
You will be asked to verify your thumbprint via biometric authentication. Ensure your fingers are clean and dry for smooth processing.
Step 5: Receive Rs. 13,500
After successful biometric verification, you will be handed over the cash. Ask for a printed receipt as proof of payment.
Also Read About : BISP July 2025 Payment Distribution Begins in Punjab – Step-by-Step Guide by District
Important Tips for Beneficiaries
- Avoid dealing with unauthorized agents or paying any commission.
- Always carry your original CNIC.
- In case of fingerprint issues, visit the BISP Tehsil Office for manual verification support.
- Keep your registered SIM card active to receive official updates.
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Current Situation and Payment Progress
As of mid-July 2025, the third phase is being disbursed in select districts. Provinces including Punjab, Sindh, and parts of Khyber Pakhtunkhwa have already started their rollout. Payments in Balochistan and Gilgit-Baltistan will follow in the coming days.
Thousands of women have already successfully withdrawn their amounts without issue, thanks to improved biometric systems and extended centers.
Also Read About : BISP 8171 Eligibility & PMT Score Check 2025 Know Your Status Before Withdrawing Payment
Final Words
The Benazir Kafaalat July 2025 Phase 3 Payment represents another important milestone in Pakistan’s ongoing efforts to reduce poverty and empower women financially. If you are a verified woman under BISP, this is the right time to check your eligibility and collect your installment of Rs. 13,500. Always follow official channels and keep your documents up to date to continue receiving uninterrupted support in future phases.
Also Read About : BISP July 2025 Payments Begin Across Punjab Districts – Step-by-Step Distribution Guide
FAQs
1. When will Phase 3 payments of the Kafaalat July 2025 cycle be completed?
The third phase began in early July and is expected to be completed by the end of the month, depending on district-wise schedules.
2. I haven’t received an SMS yet. Can I still check my payment?
Yes, you can manually check your eligibility using your CNIC on the 8171 portal.
3. What should I do if my biometric verification fails?
Visit the nearest BISP Tehsil Office to get assistance or request alternate verification.
4. Can I send a family member to collect the payment on my behalf?
No, payments are only disbursed after biometric verification of the original beneficiary.
5. Is there a fee or deduction from the Rs. 13,500?
No. The payment is completely free, and any deduction is illegal. Report such cases immediately to the BISP helpline.
Also Read About : BISP 8171 Web Portal July 2025 Update New Families Included in Latest Beneficiary List